Offshore Mortgage
Step up, own a home abroad
Up your housing investment portfolio by owning a house abroad with ease. Pay mortgage in naira, earn rental income in dollars with our offshore mortgage product.
If you have a verifiable monthly income, you can get your dream home in the United Kingdom, United States of America and Canada with an initial deposit of 20% to 40% equity (depending on the country) and the balance payable over a 30years mortgage.
KEY FEATURES
- Equity of 20% – 40% of the property selling price depending on the country
- Balance mortgage payment spread over maximum tenor of 30 years
KEY BENEFITS
- High return on equity
- Seasoned mortgage advisers
- High return on investment
- Houses with good rental income for easy mortgage payment
- Very attractive single digit interest rate
REQUIREMENTS
- Open a convertible currency account
- Proof of employment
- Two (2) Passport Photographs
- Valid means of identification
- Pay Slip of last three (3) months
- Guarantor (preferably employer’s cooperative society or employer)
- Current utility bill
OTHER BENEFITS APPLICABLE TO ALL ACCOUNT TYPES
- 24/7 Banking services via our various E-channels
- Monthly statement via email
- Dividend warrant lodgments are acceptable
- Bank transfer from other banks is permissible
- Know Your Customers (KYC) rules apply
- Cheque lodgment is permissible
