Open account with us in minutes

Before you apply, we need to seek your consent on a few things and ask you a few questions up front. Thereafter, we can make your application as quick and easy as it can be.

You can open an account if you are 18 years and above

You must reside in either Canada or United States of America

If you carry on applying, it means you’re happy with what’s in these documents, including the FSCS information sheet. Please take some time to review, print and/or save the important information.

We sometimes need to share your information to help us both
We share your information so we can:
  • protect you
  • check your identity
  • make sure you have the right products for your needs
  • prevent fraud and money laundering
  • help us comply with laws, manage our risk and protect our business

We share your information with:

  • other companies in our group
  • fraud prevention agencies, and we also record any identified or suspected fraud, which could mean we have to refuse to provide you with services, financing, or employment.
  • our business partners, like the company that makes our debit and credit cards.
  • industry regulators, government departments and similar organisations, like HM Revenue and Customs, who might in turn have to share it with other countries..

We also share your information with credit reference agencies, so we can:

  • do a credit check – this can affect your credit score (we don’t do one if you’re just opening a savings account).
  • do an identity check – this could be done on you and anyone else who’s linked to the account, but it doesn’t affect your credit score.
  • protect you and comply with laws – we must share information about how you manage your account, like payments made in, your balance, credit limits and any missed loan payments. They may also share this with other organisations..
  • Credit reference and fraud prevention agencies use your information because they have to prevent fraud and money laundering, to protect you, their business and to comply with laws..

We’ll make decisions based on the automated checks of data we hold and receive about you. You have rights in relation to these decisions, including a right to appeal if your application is declined. If it’s declined, we’ll usually keep your information for 5 years or longer if needed to comply with the law.

All okay? Get started

To speed up your application on any of our selected accounts, we need to do a few final checks with you. It will only take a few minutes