Home. What does it really mean to you? Home is different things to different people. We all hold our different ideas and definitions based on our feelings which is why the popular saying goes thus “Home is not a place…it’s a feeling. To a person it could be the warmth of family and to another it could be a space or shelter. It is said to be a haven for safety, comfort and security. Click here to read different perceptions of people.

Home should be an anchor, a port in a storm, a refuge, a happy place in which to dwell, a place where we are loved and where we can love.- Marvin J Ashton.


Everyone wants to feel secure. Everyone deserves security and comfort. The sense of having a place to call your own; to create and recreate and a space to harbor so many memories is a feeling that can likely never be compared to another.

Someone might be having a bad day and you hear them say “I just want to go home” and sometimes they are having a great day and they still say “I can’t wait to go home”. There are so many emotions within the walls and confines of a home. There is a different sense of belonging that comes with being at home that’s why people are more comfortable there than any other place because it is their personal space. They feel most secure there.

The importance of a home cannot be over emphasized especially owning your own home. Someone once said, “Owning your own home is one of the best feelings ever. It can’t be described in words, it can’t be quantified in money. It is a feeling that makes life’s daily grind worth facing. It assures you that after all the ups and downs, you have a place to go to…a place that will never judge you and always invite you with open arms.” The process starts with you getting a house.

Doubts and fears about getting a house is very normal. It isn’t a smooth sail, it never is but it is a sail that leads to a fruitful and profitable venture in the end. There are certain things you need to know or put in place to get you started ;

What you need to know about Home ownership

  1. Research: It is important to have background knowledge about housing and properties to come up with a plan. Basically conduct a research; seek the help of professionals in the field, ask questions then come up with a plan that works for you.

2. Draft a plan: You need to draft a plan after conducting your research. Based on your research you have to decide what type of house you can afford, the location and type of environment you want the house. The facilities you want the house to have. If you want to get the house on mortgage or pay out-rightly. If you would like to purchase a land and handle the building and structuring by yourself. All of these things should be put in consideration while drafting a plan.

3. Start home ownership savings: Once your plan is ready, you need to start saving up immediately. You already have a budget so set a target to be reached weekly or monthly as the case may be. Saving guarantees you the financial security you need when working towards home ownership. Click here to read more about getting started on the savings.

As long as you are adequately prepared and informed, then there is nothing to worry about. It is everything you ever imagined and more. Aspire to own a home, it’s worth it.