Offshore Mortgage

Step up, own a home abroad

Up your housing investment portfolio by owning a house abroad with ease. Pay mortgage in naira, earn rental income in dollars with our offshore mortgage product.

If you have a verifiable monthly income, you can get your dream home in the United Kingdom, United States of America and Canada with an initial deposit of 20% to 40% equity (depending on the country) and the balance payable over a 30years mortgage.

   KEY FEATURES

  • Equity of 20% – 40% of the property selling price depending on the country
  • Balance mortgage payment spread over maximum tenor of 30 years

  KEY BENEFITS

  • High return on equity
  • Seasoned mortgage advisers
  • High return on investment
  • Houses with good rental income for easy mortgage payment
  • Very attractive single digit interest rate

   REQUIREMENTS

  • Open a convertible currency account
  • Proof of employment
  • Two (2) Passport Photographs
  • Valid means of identification
  • Pay Slip of last three (3) months
  • Guarantor (preferably employer’s cooperative society or employer)
  • Current utility bill

OTHER BENEFITS APPLICABLE TO ALL ACCOUNT TYPES

  • 24/7 Banking services via our various E-channels
  • Monthly statement via email
  • Dividend warrant lodgments are acceptable
  • Bank transfer from other banks is permissible
  • Know Your Customers (KYC) rules apply
  • Cheque lodgment is permissible